Savings bonds are low-risk investments backed by the U.S. government. They won’t make you rich overnight, but they provide a safe way to grow money steadily while protecting your principal. Many people overlook them in…
The post What Is a Savings Bond? Guide to I Bonds vs. EE Bonds appeared...
Want to know how long it will take your money to double without pulling out a calculator? That is where the Rule of 72 comes in. It is a simple mental shortcut that helps you…
The post Rule of 72 Explained: How Fast Will Your Money Double? appeared first on Crediful.
Many people don’t realize that selling an investment can trigger a tax bill. Whether you cash out stocks, sell real estate, or trade cryptocurrency, the IRS may expect a cut of your profits. This article…
The post How Capital Gains Tax Works—and Tips to Lower Your Bill appeared first on Crediful.
Ready to make your money work for you? Before you jump in and start investing, take the time to learn about brokerage accounts first. After all, in most cases, a brokerage account is the best…
The post How to Open a Brokerage Account & Start Investing Today appeared first on Crediful.
Buying gold coins can be a smart way to protect your wealth, diversify your portfolio, and own a tangible asset with lasting value. Whether you’re drawn to gold bullion for its purity, collectible coins for…
The post How to Buy Gold Coins Without Overpaying or Getting Scammed appeared first on...
If you are a fan of local network TV, you may think you need cable to watch your favorite shows. This may be keeping you stuck in a pricey contract.
Thankfully, there are numerous ways to watch CBS without cable. The best part is that all of them are cheaper than your current monthly bill...
When you leave a job, one of the biggest financial choices is what to do with your 401(k) or other retirement plan. Cashing out may seem appealing, but it can cost you in taxes, early…
The post What Is a Rollover IRA, and How Does It Work? appeared first on Crediful.
Need cash fast? Dipping into your 401(k) might seem like a lifeline—but it could cost you thousands in penalties, taxes, and lost future growth. That “quick fix” could seriously derail your retirement plans. Still, there…
The post How to Withdraw Money From a 401(k) Before Retirement appeared...
Investing used to mean choosing between stocks, bonds, and maybe real estate. Today, more people are looking beyond the usual choices and turning to collectibles. Rare coins, sports cards, and fine art are gaining attention…
The post How to Invest in Collectibles: Smart Moves for New Investors...
Most people think of stocks and bonds when they hear the word “investing.” But there is a whole set of assets outside the traditional markets that can play a role in building wealth. These are…
The post Alternative Investments: A Complete Guide for Investors in 2025 appeared first on Crediful.
Getting started with investing can feel like a challenge, but it doesn’t have to be. Thanks to online brokers, buying stocks is easier and more affordable than ever. The tricky part? Figuring out which platform…
The post 7 Best Online Stock Brokers for Beginners of 2025 appeared first on Crediful.
Most investors don’t have the time or money to build a perfectly balanced portfolio on their own. That’s where mutual funds come in. They offer a simple, affordable way to invest in dozens—or even hundreds—of…
The post How Mutual Funds Work: Types, Benefits, and What to Know appeared first on...
Looking to invest in real estate without buying a property or dealing with tenants? Fundrise is a real estate investing platform that makes it easy to earn passive real estate income—starting with just $10. Real…
The post Fundrise Review for 2025 appeared first on Crediful.
Many people want to invest in real estate but find the costs and responsibilities overwhelming. Buying properties requires large down payments, ongoing maintenance, and the stress of managing tenants—barriers that keep most investors out. That’s…
The post Investing in REITs: A Smart Way to...
Some things you buy lose value quickly, like cars or electronics. Others become worth more over time. Those are called appreciating assets. They can be the difference between barely getting by and building real wealth.…
The post Appreciating Assets: How to Grow Your Wealth Over Time appeared...
If you suddenly had $20,000—whether from savings, a bonus, or an inheritance—what would you do with it? Leaving it in a regular savings account means missing out on growth, but putting it all into one…
The post How to Invest $20K: 10 Smart Ways to Grow Your Money in 2025 appeared first on Crediful.
Life got a little crazy here, so today we’re catching up with TWO months of your debt smashing progress! I love reading of your progress and how you are working hard to reach your financial goals even in these crazy times.
In fact, some of you even reached the exciting milestone of being free...
I love getting a peek into each of your financial journeys as you share a few details in your Debt Smash-athon reports. I really am rooting for each of you! I’m encouraged by your progress and by your willingness to get up and keep going even after disappointments and struggles. 2020 has...
I’m so impressed with how you guys have rocked the debt smashing even though it has been a crazy year! I love reading about your successes and positivity through your trials. It hasn’t been easy, but you’re on the way to reach your goals even if the timeline isn’t what you had originally...
Hey Debt Smashers! This update is long overdue! I’ve been putting all of my blogging time and energy lately into helping my students in my Grocery Budget Hero course. I wanted to get this update out to all of you before 2020 is too far off the radar, though! UPDATE: Grocery Budget Hero is now...
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